Tag Archives: Low Income Housing Tax Credit

Bismarck Housing for Long-Term Homeless Opens

NDHFA Interim Executive Director Dave Flohr congratulates Burleigh County Housing Authority on the successful completion of Edwinton Place.

BISMARCK, ND – Burleigh County Housing Authority (BCHA) marked the completion of Edwinton Place Apartments today. The Permanent Supportive Housing (PSH) project will provide 40 individuals who have experienced long-term homelessness with a stable home and offer services to address the issues that are the cause of their homelessness.

After thanking his development partner, Beyond Shelter Inc. (BSI), and the community leaders and organizations that supported the project, BCHA Executive Director Dwight Barden said in reference to Edwinton’s ‘Housing First’ approach, “Now, the real work begins.”

Housing First is endorsed by the federal government as the way to end long-term homelessness, providing immediate, permanent housing without pre-requisites like treatment or sobriety and then offering voluntary services. At Edwinton, the Dacotah Foundation, West Central Human Service Center, Community Options, Heartview Foundation, Youthworks of North Dakota and Job Service will offer treatment for substance abuse, personal care and assistance finding employment. Medical care will be provided by Sanford Health and Northland Health Center.

Edwinton Place

Edwinton Place is a Permanent Supportive Housing project that will provide 40 individuals who have experienced long-term homelessness with a stable home and offer services to address the issues that are the cause of their homelessness. More photos of the property are available on NDHFA’s Facebook page, https://bit.ly/2pC7Wyq.

Edwinton is North Dakota’s third PSH project to offer individuals Housing First. BSI, a nonprofit developer based in Fargo, ND, partnered with Fargo Housing and Redevelopment Authority to open Cooper House in 2010 and with Grand Forks Housing Authority to open LaGrave on First in 2018.

“Beyond Shelter focuses on developing housing for the lowest income households in the community, the people whose needs are often overlooked,” BSI Development Director Lisa Rotvold.

Most of Edwinton’s financing was provided by North Dakota Housing Finance Agency (NDHFA).

“Battling chronic conditions without housing makes it difficult to stabilize, leaving people trapped in a spiral that is nearly impossible to escape,” said NDHFA Interim Executive Director Dave Flohr. “When a community comes together to address the needs of its most vulnerable citizens, we all win.”

The state agency awarded $813,000 in federal Low Income Housing Tax Credits to the project providing it with $7.2 million in equity. NDHFA also provided $1,026,147 from the National Housing Trust Fund, $460,000 from the Neighborhood Stabilization Program (NSP), and $500,000 from the state’s Housing Incentive Fund.

The City of Bismarck, in agreement with Burleigh County and the Bismarck Public School District, approved a 20-year Payment in Lieu of Taxes for the property valued at more than $2 million. North Dakota Department of Commerce committed $730,000 through NSP for land acquisition, $362,500 of which will go toward the land lease. Through Bank of North Dakota, the Federal Home Loan Bank awarded $750,000 from the Affordable Housing Program. The Otto Bremer Trust provided $62,000 to cover pre-development costs. Construction financing was provided by Gate City Bank. The total cost of development was $10.3 million.

Located at 1121 S 11th Street, Edwinton is a four-story building with a controlled entrance and 24/7 front desk staffing. On the first floor, offices, meeting rooms and an exam room allows for services to be provided at the site. A community room, TV room and computer room for tenant use is located on the same level. The upper floors are made up of 40 one-bedroom/bath apartments with full kitchens. Eight of the units are fully accessible for persons with a physical disability.

The gross rent of the apartments is $729 with a $40 utility allowance making tenant rent $689 per month. Burleigh County Housing Authority project-based Housing Choice Vouchers to ensure the affordability of the units for the property’s extremely low-income tenants. With the vouchers, the tenants will pay no more than 30 percent of their income towards rent.

BCHA began moving tenants into the property earlier this month. The housing authority is anticipating that Edwinton will be fully occupied by the end of the year. Because most of the tenants are expected to arrive with minimal personal items, the housing authority is trying to outfit the apartments with the necessities needed for daily living through an Amazon wish list. Dinnerware, towels, bedding and small appliances are still needed.

“The community has been very responsive,” said Barden. “We appreciate the assistance in helping to furnishing the units equitability.”

Affordable, Senior-Friendly Apartments Open Downtown


Harper Heights Ribbon Cutting

WEST FARGO, ND – Southhill Properties LLC, is celebrating the completion of Harper Heights on Wednesday, Nov. 13, from 10 a.m. to Noon. The affordable, senior-friendly property is in downtown West Fargo, an area targeted by the community for redevelopment. The Open House will include a ribbon cutting followed by a short program and tours of the property.


“Affordable housing for seniors with limited incomes is a welcome resource,” said West Fargo Mayor Bernie Dardis. “Having housing options for all ages and income levels contributes to the health and vibrancy of our community.”

Located at 121 1st Ave West, the four-story building was constructed on an infill lot that once served as an RV park. The property now offers rental housing to income-qualified households age 55 and older.

“I would like to thank the City of West Fargo and North Dakota Housing Finance Agency for their support,” said James Twomey of Southhill, the property owner and developer. “The assistance provided helps us to ensure Harper Heights’ affordability.”

North Dakota Housing Finance Agency (NDHFA) allocated $425,100 in federal Low Income Housing Tax Credits, providing more than $4 million in project equity. The City of West Fargo authorized a Payment in Lieu of Tax valued at $543,075. Additional project financing was provided by Alerus Financial, Bank of North Dakota and the Fargo-Moorhead Growth Initiative Fund. The total cost of developing Harper Heights was $5.5 million.

“North Dakota’s aging population is one of the most housing insecure and cost-burdened sectors,” said NDHFA Interim Executive Director Dave Flohr. “By directing NDHFA’s development resources to support the construction of affordable senior housing, we help individuals and families of limited means live safely and comfortably.”

The apartments at Harper Heights rent for $420 to $855 per month, depending on household income and size. Six of the apartments are fully accessibility, reserved for individuals with disabilities who will receive services through CHI Friendship, Fargo Cass Public Health and Cass County Social Services.

Harper Heights amenities include heated indoor parking on the ground floor, secured entrances, an elevator, a community room with a kitchen, a fitness room and a media room. The downtown location offers easy access to public transit, retail and services.

Individuals who would like to learn more about the apartments should contact MetroPlains Management at (701) 551-3107. Information is also available online at http://www.metroplains.com.

The Edge Offers Affordable Downtown Housing for Families

(From L to R): ND House Rep. Austen Schauer, Commissioner Lise Kruse (representing Gov. Doug Burgum), Alaura Williams (representing Sen. John Hoeven), Reid Kemp (representing Sen. Kevin Cramer), Erin Anderson (Commonwealth Development Corp.) and Mayor Tim Mahoney (City of Fargo).

FARGO, ND – The Commonwealth Companies will mark the completion of The Edge Artist Flats, commonly known as “The Edge,” an apartment complex that offers a new affordable housing option in downtown Fargo, at 11:00 a.m. on October 10, 2019. The grand opening includes a short program followed by a ribbon cutting and tours of the property.

“Commonwealth works closely with community leaders and state government agencies to deliver housing that exceeds expectation, adding value to a community and enhancing the lives of the residents served,” said Erin Anderson, a regional vice president of development for the company.

While you don’t have to be an artist to live at The Edge, the name refers to the property’s theme and design element, the tenants will be offered a creative outlet with plans by the developer to use the community room for art classes for children and adults alike. The property’s common areas serve as gallery space, and there is an art workspace that also functions as a multi-purpose room.

The Edge offers a new affordable housing option in downtown Fargo.

The property was developed with support from North Dakota Housing Finance Agency (NDHFA). The state agency awarded $740,000 in federal Low Income Housing Tax Credits to the project that were syndicated by Redstone Equity Partners providing $6.55 million in equity. NDHFA also provided $1,369,263 through the National Housing Trust Fund.

“We know that communities thrive when the workforce can afford to live and raise their families close to good-paying jobs,” said Dave Flohr, NDHFA’s interim executive director. “That’s why it is important to recognize and celebrate developments like The Edge that provide desirable and obtainable homes.”

The project received strong support from the City of Fargo as well. Community leaders, who have expressed increasing concerns about the affordability of downtown housing, approved the rezoning of the land on which The Edge is located and provided a Payment in Lieu of Taxes (PILOT) valued at $742,689. The Fargo Moorhead Economic Development provided the required local match, $225,000, for an interest-rate buydown through Bank of North Dakota’s FlexPACE program, valued at $531,070.

The Edge’s permanent financing was provided by Security First Bank of North Dakota. The total cost of developing the 42-unit complex was $8.9 million.

The apartments rent for $456 to $975, depending on household income and size. Nine units are set aside for special needs households, two for disabled individuals and seven for households who have experienced housing instability. The latter will rent at the rate the tenants are able to pay and these tenants will be offered services focused on helping them attain self-sufficiency.

Located at 1321 5th Ave. North, the property amenities include contemporary finishes, underground parking, the community room and multi-purpose room, a fitness room, an elevator, on-site management office and a playground. The apartments have central heat and air, dishwashers, and in-unit washer and dryers. The property’s downtown location offers easy access to entertainment, shopping and restaurants.

Individuals who would like to learn more about the apartments should contact MetroPlains Management at (701) 551-3107. Information is also available online at www.metroplains.com.

Developers Mark Completion of Dacotah Ridge Redevelopment

Dacotah Ridge exterior

Dacotah Ridge is made up of an eight-plex that completed redevelopment in March 2018 and a 16-plex that had to be demolished due to structural issues and reconstructed.

DICKINSON, ND – Affordable Housing Developers Inc. (AHDI) and its development partner, Mountain Plains Equity Group (MPEG), marked the completion of the Dacotah Ridge Apartments redevelopment today by hosting an Open House. AHDI purchased the property from The ARC of Dickinson in 2017. Local, state and federal dollars supported the acquisition and rehab of the rental property that is occupied primarily by elderly and disabled households.

“Many of Dacotah Ridge’s tenants have very limited incomes,” said Andrea Diede, AHDI executive director. “When we discovered that part of the rehab project was going to become a demolition project, we were very concerned about securing the resources needed and relocating the tenants for an extended period. Our priority was to make the buildings safe so that these individuals could continue to call Dacotah Ridge home. Fortunately, we were able to secure additional assistance from the state and we had great local support.”

Dacotah Ridge is made up of an eight-plex that completed redevelopment in March 2018 and a 16-plex that had to be demolished due to structural issues and reconstructed. Construction wrapped on the second building in September. The original project estimate was pegged at $4.16 million. The final cost was $6.18 million.

Dacotah Ridge's development partners.

Affordable Housing Developers Inc. and Mountain Plains Equity Group spearheaded the redevelopment of the Dacotah Ridge property.

“Our purpose is to provide a safe, quality place to live that is affordable. We were proud to team with Affordable Housing Developers and offer our sincere thanks to the organizations that helped make this project possible,” said Don Sterhan, MPEG president and CEO.

North Dakota Housing Finance Agency (NDHFA) was the project’s primary funding source, providing $411,761 in federal Low Income Housing Tax Credits that were syndicated by WNC Inc. bringing $ 3.5 million in equity to the property. The agency also provided $400,000 through the North Dakota Housing Incentive Fund.

“By affordably housing our most vulnerable state residents, we strengthen and stabilize our communities,” said Jennifer Henderson, NDHFA planning and housing development division director. “We are pleased to be able to provide the support that will allow this valuable housing resource to continue serving Dickinson for years to come.”

The North Dakota Department of Commerce Division of Community Services awarded $1,216,258 in HOME Investment Funds to the project to support construction. Stark Development Corp. provided the local match, $185,874, required to secure a FlexPACE program loan, valued at $531,070, from Bank of North Dakota. Project financing was provided by Security First Bank of North Dakota.

Located at 560 and 580 8th Street SE, Dacotah Ridge’s eight-plex has one studio and seven one-bedroom units, two units are ADA accessible. The apartments in the 16-plex are all two-bedroom, six of these units are accessible.

Tenancy at Dacotah Ridge is restricted to income-qualified households with the property’s monthly rents ranging from $581 to $617. Housing Assistance Payment contracts further reduce rents through Section 8 tenant-based assistance under the U.S. Department of Housing and Urban Development’s Housing Choice Voucher Program.

As part of the redevelopment, health and safety issues were mitigated, the buildings were brought up to current code, and elevators were installed. In addition, the apartments were outfitted with energy-efficient appliances, economical heating/cooling units, new bathroom fixtures and window coverings.

Individuals who would like to learn more about the apartments can contact MetroPlains Management at (701) 483-1474. Information is also available online at http://www.metroplains.com.

From the Interim Executive Director, September 2019


Dave Flohr, NDHFA Interim Executive Director

Over the past three decades, I have been involved in nearly every segment of NDHFA. As the agency has grown in both staff and programs and branched into new divisions, I have focused my attention on homeownership. Now, over the past two months as acting interim director, I have gotten a crash course on urban and rural multifamily housing, financing and the services offered to vulnerable populations.

Five projects North Dakota Housing Finance Agency supported had groundbreaking and ribbon-cutting ceremonies in the last two months, and at least three more events are scheduled before the end of the year. As we celebrate each project and the affordable housing provided, we continuously hear that there is still isn’t enough to meet each community’s needs.

With the September application deadlines approaching for the 2019 funding rounds for Low Income Housing Tax Credits (LIHTC), National Housing Trust Fund and the state’s Housing Incentive Fund, the competition is extensive and choosing is never easy. For every awardee, there are numerous projects that are just as deserving.

Right now, we have an opportunity to expand the limited resources to develop more affordable housing. There is a bill in Congress – the Affordable Housing Credit Improvement Act of 2019, S. 1703/H.R. 3077 – which, if passed, would greatly benefit small states like North Dakota at a magnitude much more significant than larger states which have other resources at their disposal. If passed, the efficiencies and enhancements contained in the Housing Credit Improvement Act would enable North Dakota to double, and maybe triple, the number of projects produced each year.

And so, I ask everyone to please advocate for affordable housing in your communities and in our state. Voice your support for programs like LIHTC and HUD’s HOME Investment Partnership, and also champion local city and county incentives – without any of which affordable housing development would not be possible. Communicate with our lawmakers, whether they convene in Bismarck, N.D., or in Washington D.C., that having a home that is safe, decent and affordable is a priority in North Dakota. It makes our communities stronger and keeps us growing!

Demand for Affordable Senior Housing Remains Strong

Beyond Shelter to Mark Completion of Second Phase of HomeField Apartments


NDHFA Housing Development Officer William Hourigan congratulates Beyond Shelter on the successful completion of HomeField 2, “We appreciate the good work Beyond Shelter has done, and we are also appreciative of our project partners who recognized that seniors living independently is a good investment in their health and well-being.”

FARGO, ND – Beyond Shelter Inc. (BSI) is set to mark the completion of the second phase of HomeField Apartments by hosting a Grand Opening Celebration and Ribbon Cutting at the property, 4235 28th Ave S, in Fargo, ND, on Aug. 22, 2019, at 11 a.m. The nonprofit continues to see strong demand for the affordable senior housing it has developed in the community. HomeField 2 is the fifth such project completed over the last six years.

“Providing affordable senior housing is about more than a roof overhead,” said Dan Madler, BSI’s CEO. “We are providing a home where our aging community members live safely with opportunities for social interaction and personal care services that keep them healthier.”

Tenancy at HomeField 2 is restricted to income-qualified households age 55 and older with rents ranging from $422 to $760. Of HomeField 2’s 39 apartments, 33 are one-bedroom with most of the apartments occupied by single individuals. To rent a one-bedroom for $422, an individual’s annual income must be $17,670 or less per year.

Resident-led activities, congregate or home-delivered meals, and supportive services including transportation, case management, homemaker and personal care are all available to the property’s tenants.

MetroPlains Management, HomeField’s property manager, reports that 21 of the new tenants signed a lease without ever entering the building. With the occupancy rate at similar properties that it manages currently at 98 percent, many with waiting lists, MetroPlains expects HomeField 2 to be fully rented by September.

North Dakota Housing Finance Agency (NDHFA) allocated $640,984 in federal Low Income Housing Tax Credits to the project. Through syndication by Wells Fargo Affordable Housing CDC, the credits brought $5.77 million in equity to HomeField 2.

“When you combine affordable housing with supportive services, you allow seniors to comfortably age-in-place,” said NDHFA Housing Development Officer William Hourigan. “We appreciate the good work Beyond Shelter has done, and we are also appreciative of our project partners who recognized that seniors living independently is a good investment in their health and well-being.”

RibbonThe City of Fargo committed $200,000 in HOME funds to the project, approved a Payment in Lieu of Taxes valued at $667,928, and waived the building permit fees. The City considers affordable senior housing to be a critical need for the community, especially housing for extremely low-income seniors.

Support was also provided by North Dakota Department of Commerce Division of Community Services which committed $453,000 in HOME funding.

If funding can be secured, BSI hopes to add a third building at the site within the next two years.

Individuals who would like to learn more about apartments can call MetroPlains Management at (701) 232-1887. Information is also available online at www.metroplains.com.

YWCA Hosts Grand Opening of Grace Garden

$7.1 million supportive residence readies for domestic violence survivors

WEST FARGO, ND – YWCA Cass Clay unveiled a new $7.1 million permanent supportive residence called Grace Garden today with the help of their collaborative partners, dignitaries and guests. The national CEO of YWCA USA travelled from Washington, DC for the event.

Grace Garden is located at 1480 E. 16th St. in West Fargo, ND. It has 30 apartments that will be fully furnished for the approximate 75 individuals and families who will move in by the year’s end. In addition to safe, secure housing, YWCA will offer case management and services at the site to support these individuals and families who’ve experienced violence and homelessness. Residents will have access to nursing care, an employment coach and other mentors to grow life skills. They’ll live close to schools, job opportunities and transportation routes. YWCA’s 29 years of experience in providing supportive housing has proven that these supports are key to success.

“The structure is complete. The rebuilding of lives begins. Here, individuals and their families will be empowered to reach a state of stability and live free of fear,” said Erin Prochnow, CEO, YWCA Cass Clay.

Grace Garden sits footsteps away from the office where a pastor’s servant heart set things in motion in 2016. Pastor Joel Baranko of Lutheran Church of the Cross approached Prochnow inquiring about unmet community needs and how the congregation could be helpful. She identified affordable housing as a crucial need and the conversation turned into action.

“I approached the conversation assuming more emergency shelter space would be the answer to how the YWCA might utilize additional property if made available. I quickly learned the value of permanent supportive housing. It was easy for the congregation to get behind the vision because of the YWCA’s history, leadership, and reputation for success in serving women and children,” said Pastor Baranko. “Together, we are changing people’s lives for the better not only today, but for generations to come.”

For many years, applications to YWCA Supportive Housing far outstripped the number of units available. Last year alone, 162 women and children applied for the program and only 22 were able to gain homes.

“In 2015, YWCA set an ambitious goal to double the number of homes through YWCA Housing within five years to address the lack of supportive housing,” said Prochnow, “With the addition of Grace Garden, we have exceeded our goal. Expanding to 70 supportive housing units is growth of about 270 percent in four years.”

The new housing is called “permanent” because it doesn’t impose a deadline for moving out. It allows residents time to gain stability only after resolving complete financial ruin by abusers or navigating single parenthood as the sole family income provider. For some, the timeline is lengthy and challenging, and having the permanent housing means vital stability so children can grow and learn in a safe and healthy environment while adults can pursue their life goals.

For the first time in the agency’s 113-year service to the region, its national association leader, Alejandra Y. Castillo, CEO of YWCA USA, was on hand to help celebrate the local organization’s milestone achievement.

“YWCA is one of the first and largest networks in the nation and world, serving more than

2 million women, girls and their families every year at over 200 local associations. As the largest network of domestic violence service providers in the country, we have a long history of providing services to survivors of violence from all walks of life.” said Castillo, “I am honored to be in North Dakota to celebrate our continued social impact and growth in our collective power with the dedication of Grace Garden.”

“Facilities like Grace Garden offer stability and safety, giving women facing poverty and homelessness an opportunity to build a secure future for themselves and their children,” said Senator John Hoeven. “Moreover, this residence, which provides access to both permanent housing and supportive services, is a testament to what can be accomplished when partnering federal and state agencies, and then leveraging that public investment to secure support from the private sector. We appreciate the hard work of the YWCA staff and everyone involved in making this project a reality, and we will continue working to advance similar efforts to help ensure access to affordable housing and a higher quality of life throughout our state.”

Multiple community partners joined in the planning, funding, and building of the residence. Gate City Bank pledged the largest single investment in YWCA Cass Clay history, $1.5 million to provide startup costs and the first 10 years of supportive staff services at Grace Garden.

“When we announced our commitment to the Grace Garden project in 2017, we were excited to build upon our long-standing partnership with the YWCA. Two years later, it’s humbling to see the project come to life. We are proud to see our gift provide the resources needed to help women and their children on their journey to a better life,” said Steve Swiontek, Executive Chair of Gate City Bank. “At Gate City Bank, we believe that it is our responsibility to make a difference in our community, For a Better Way of Life.® We accomplish this by investing in our customers, team members and communities. The Grace Garden Housing Project supports this mission through a proven program of education and employment coaching, health services and the support of YWCA advocates.”

Grace Garden was funded in a large part through programs administered by North Dakota Housing Finance Agency (NDHFA). The state agency awarded development assistance to the residence through the federal Low Income Housing Tax Credit, $672,500 in credit authority that brought $6 million in equity to the project, National Housing Trust Fund, $325,549, and the state’s Housing Incentive Fund, $500,000.

“Addressing North Dakota’s need for community-based permanent supportive housing is a development priority for North Dakota Housing Finance Agency,” said Jennifer Henderson, NDHFA’s Planning and Housing Development Division Director. “Projects like Grace Garden provide the women who are working to rebuild their lives with a long-term home that is both safe and affordable.”

The North Dakota Department of Commerce is supporting the land acquisition for Grace Garden through the Governor’s Community Development Block Grant Funds.

“Commerce is proud to partner with the YWCA Cass Clay on this permanent supportive housing project, aiming to address long-term homelessness, coupled with supportive services and demonstrated local support. Projects like Grace Garden are vital to our community and the individuals and families to which they serve” said Shantel Dewald, Division of Community Services Program Manager, North Dakota Department of Commerce.

Thanks to the financial support the project received, YWCA did not need to conduct a capital campaign to build Grace Garden. YWCA fundraised and organized a “Plant a Seed” campaign for household goods from toasters to towels to start families toward healthy futures.

The residence will receive rental assistance from the Housing Authority of Cass County through a $2.2 million, 15-year contract that provides 30 Housing Choice Vouchers to ensure every apartment will be affordable to the families who will call them home. Individuals and families will be asked to pay up to 30 percent of their income towards rent.

Grace Garden’s residents will come primarily from the YWCA emergency shelter and other referring agencies in the community. There are already 23 applications in process.

Construction on the two-story building began last summer and was complete in August 2019. The property will include one-to-four-bedroom apartments, a fitness room, community spaces for classes and gatherings, and a playground. Main floor offices will be home base for YWCA advocates, nursing and other professional resources coming onsite.

“Grace Garden is symbolic of an innovative and progressive movement to address homelessness. It is an investment in our community that will keep domestic violence survivors from resorting to returning to their abusers and solving a multitude of other challenges that accrue during crisis,” said Prochnow.

Government and organizations like YWCA invest in rent subsidies and low-cost housing so people have a place to gain sure footing, rather than making it the reward at the end of a set of steps like finding a job and saving for a deposit. Having access to supportive housing means fewer acute resources and costly emergency services are needed.

About YWCA Cass Clay

YWCA emergency shelter is where victims of domestic violence come day and night, 365 days a year, to escape crisis lives and mend emotionally, physically and spiritually. They receive crucial basics like food and clothing, and resources for education and employment as they navigate toward independence. A caring YWCA team connects women and children to community resources that will further empower them. Besides operating the largest emergency shelter for women and children in North Dakota and northwestern Minnesota, YWCA Cass Clay operates safe and affordable, short- and long-term supportive housing for low-income women. YWCA offers a food pantry, racial justice advocacy, and a nationally accredited public childcare center, A Child’s World. For more information, visit www.ywcacassclay.org.