Housing Incentive Fund Fully Capitalized

BISMARCK, ND – The North Dakota Industrial Commission announced today that the state’s Housing Incentive Fund (HIF) has been fully capitalized for the biennium. The program relies on taxpayer support to provide low-cost financing to developers of affordable rental housing.

HIF Invest in Your Community“We are very pleased with the success of the Housing Incentive Fund,” said members of the Commission in a joint statement. “Through the program, almost 2,500 new housing units have been created statewide since 2011, helping to address the demand brought on by North Dakota’s economic growth.”

The Commission, consisting of Governor Jack Dalrymple as chairman, Agriculture Commissioner Doug Goehring and Attorney General Wayne Stenehjem, oversees North Dakota Housing Finance Agency (NDHFA), the program administrator.

The state legislature reauthorized HIF during the 2015 session approving a $10 million transfer to the program from Bank of North Dakota profits and giving NDHFA $30 million in tax credit authority to further capitalize HIF.

“We are thankful for the support of all of our contributors. It is only with their assistance that the Housing Incentive Fund is able to advance North Dakota’s efforts to provide housing that’s affordable for all of our residents,” said Jolene Kline, NDHFA executive director.

NDHFA began accepting contributions on July 1, 2015. The agency had until Dec. 31, 2016, to secure all of the contributions needed. NDHFA declared the program fully capitalized on October 14, 2016.

A total of 340 contributions were received. A little over half of the monetary support, $15.08 million, came from financial institutions. Businesses contributed $12.27 million with the single-largest contribution being made by Tesoro Corporation at $5.3 million. Individual taxpayers contributed $2.66 million – their average being $9,914. All of the contributors received dollar-for-dollar state income tax credits.

The development assistance provided through HIF this biennium will leverage $196.4 million in construction costs to create 1,105 housing units. The projects are located in Beulah, Bismarck, Bowman, Devils Lake, Dickinson, Fargo, Grand Forks, Gwinner, Hazen, Killdeer, Mandan, Minot, New Rockford, Valley City, Watford City and Williston. More than one-third of the 30 projects will provide housing for special needs households including disabled, homeless and elderly individuals and families.

“We look forward to seeing these developments through to completion, providing the housing our communities need for healthy growth and development,” Kline said.

A self-supporting state agency, NDHFA finances the creation and rehabilitation of affordable housing across North Dakota.

Redevelopment Project Brings Affordable Housing to Hazen

HAZEN, ND – Hazen Community Development and the Hazen Housing Authority broke ground today on a project that will turn a blighted Main Street property into affordable apartments for the community’s aging population.


Buster Langowski, Hazen Community Development executive director, describes the project.

We are very appreciative of the support the Hazen Pioneer Apartments project has received and we are excited to be moving forward, updating the look of our downtown and constructing a place where Hazen’s seniors can live comfortably and continue to call this community their home,” said Buster Langowski, HCD executive director.


The apartments will be created through the redevelopment of the former Pioneer Park Nursing Home site and the development of the surrounding city park. HCD is the developer. The housing authority is the property owner.

“It’s very important for our communities to have housing that is affordable not only for the workforce, but also for elderly and disabled households,” said Jolene Kline, North Dakota Housing Finance Agency executive director. “Affordable housing is the base that makes continued good health a possibility.”

The $4.21 million project will receive more than $2 million from the Housing Incentive Fund, a program administered by NDHFA. Capitalized by contributions from state taxpayers, HIF is a means for developing affordable rental housing for essential service workers, main street employees and fixed-income households. Twenty-two HIF contributions were directed specifically to the Hazen Pioneer Apartments project.

HCD purchased the nursing home building, a $40,000 value. The City of Hazen provided the park land, a $60,000 value. CommunityWorks North Dakota provided a $50,000 pre-development loan, and the North Dakota Dept. of Health provided a $25,000 Brownfields Grant for site cleanup. The remaining project financing is being provided by Union State Bank. Other partners include Multifamily Capital Resources Inc., development consultant; Williams Building Company Inc., construction manager; and JLG Architects.


Hazen Pioneer Apartments will be centrally located, with walking distance of several businesses and the public library.

Hazen Pioneer Apartments will be centrally located in the community, within walking distance of the several businesses and the public library. Supportive services will be offered at the property including meals and medical checks. Arrangements have also been made with the local grocery store for deliveries to tenants.


All 18 of the property’s units will be reserved for income-qualified households. Four of the units will be fully accessible. The one-bedroom units will rent for $868 and the two-bedroom units will rent for $1,044.

The property is expected to be complete by fall 2017. Individuals interested in learning more about the apartments can contact the property manager, Jamie Hager at MetroPlains Management at (701) 551-3104.

HCD is charged with furthering the development of the City of Hazen and the surrounding area by promoting, encouraging and assisting in the development of new enterprises or the expansion or continuation of presently existing businesses.

NDHFA is a self-supporting state agency that finances the creation and rehabilitation of affordable housing across North Dakota. The North Dakota Industrial Commission, consisting of Governor Jack Dalrymple, as chairman, Agriculture Commissioner Doug Goehring and Attorney General Wayne Stenehjem, oversees the agency.

Bell Makes Second $1 Million Contribution to Fund

FARGO, ND – Bell Bank repeated its support of the state’s Housing Incentive Fund in September, making its second $1 million contribution to the program this biennium.

bb_horz_block_rgb“We are pleased to support the Housing Incentive Fund and help make more affordable housing options available to North Dakotans,” said Michael Solberg, president and CEO of Bell Bank. “Seniors and people with disabilities will be well served by these two projects, and Bell is proud to be a part of this effort.”

Bell’s most recent contribution was split between Homefield 2 Apartments, a Fargo development for individuals age 55 and older; and Prairie Pointe in Gwinner and Sunset Ridge II in Minot, family-friendly projects with accessible units.

“North Dakota Housing Finance Agency is charged with helping our state’s communities in addressing their affordable housing needs,” said Jolene Kline, the agency’s executive director. “We are appreciative of the continued confidence displayed by Bell in our ability to get that job done.”

HIF relies on taxpayer support to provide low-cost financing to developers of affordable rental housing. Contributors can target their contribution to a specific project or community. Individuals and businesses that make contributions receive a dollar-for-dollar state income tax credit. NDHFA administers the program.

Since HIF’s inception in 2011, NDHFA has allocated more than $89.6 million to 78 projects, leveraging over $425 million in construction financing to support the development of 2,450 new apartments statewide. More information on the program is available online or by contacting the agency at (800) 292-8621 or hfainfo@nd.gov.

Headquartered in Fargo, ND, Bell Bank has 20 full-service locations in communities in North Dakota and Minnesota. It is the largest privately owned bank in the region with assets of more than $3.5 billion.

A self-supporting state agency, NDHFA finances the creation and rehabilitation of affordable housing across North Dakota. The Industrial Commission of North Dakota, consisting of Governor Jack Dalrymple, as chairman, Agriculture Commissioner Doug Goehring and Attorney General Wayne Stenehjem, oversees the agency.

From the Director, September 2016


Jolene Kline, NDHFA executive director

It is with great anticipation that we have been looking forward to the release of the Statewide Housing Needs Assessment. That document is a valuable compass for our agency, for our communities, for our housing partners and really for anyone with an interest in where we are headed as a state.

Coming up with projections of housing need is not an easy task. There are so many variables that can change very quickly as we have seen over the past decade. The researchers at North Dakota State University based the projections on the information we know today and what the historical trends show us. They are rooted in the science of demography and follow a path from individuals to society and the economy in general via the abodes which we all choose. They show us how people in North Dakota live and what our possible future could look like.

I say “possible” because despite the scientific basis, the projections are still just a best guess. I like to say they are projections – not necessarily destiny. Whatever the projections may be, they require action. Homes don’t just appear in a community; they have to be built. And for those areas that might not like what the projections show, we have to take action to make positive changes. Whether it is a new company providing more jobs or some cultural shift where people make different choices than they did in the past, our trajectory can be influenced and it is up to all of us to do that.

I didn’t want to rehash all the numbers for you here or set some overarching goal because I want you to read the assessment and look for yourself at what priorities you see emerging in your community. After you do that, I want your input. We will be holding stakeholder forums in each region in a couple of weeks and I hope you take that opportunity to come discuss with us how together we can influence our future. I look forward to seeing you there!

Compliance Elements: Training for MF Housing Programs

complianceelementsregopenNorth Dakota Housing Finance Agency will host a Multi-family Housing Programs Compliance Training at the Comfort Inn in Bismarck, ND, on Oct. 26, 2016.

Managers of properties that received development assistance through NDHFA’s Housing Incentive Fund, Law Enforcement Housing Pilot Program, Neighborhood Stabilization Program and the Rural Housing Rehabilitation Program are encouraged to attend.

“The training will provide an opportunity for property managers to learn how to successfully manage the annual compliance monitoring requirements associated with our programs,” said Jennifer Henderson, director of NDHFA’s planning and housing development division.

The one-day training will focus on annual desk reviews including completion of compliance reports, calculating utility allowances and financial reporting, and qualifying tenants and managing their files. Training participates will receive sample forms, participate in case studies, and time will be allotted for Q&A with the agency’s compliance staff.

There are no registration fees for the compliance training, however pre-registration is required. More details on the compliance training will be provide directly to property managers in mid-September.  

FirstHome™ Lender Training Fall Schedule

LenderTrainingLinkImageNorth Dakota Housing Finance Agency will host two FirstHome™ lender training sessions this fall.

“FirstHome lender training is geared to the new staff of our participating lenders, new or pending participating lenders, and current lender staff that want a refresher course,” said Dave Flohr, NDHFA homeownership division director.

The training is intended to introduce participating lenders to the Agency’s homeownership programs – FirstHome, HomeAccess and North Dakota Roots, provide a review of different loan types, borrower and property eligibility, and guide lenders through the process of locking a loan with NDHFA.

The training sessions will be held on Oct. 5 at the Expressway Suites, 4303 17th Ave S, Fargo, and Oct. 12 at the Comfort Inn, 1030 E Interstate Ave, Bismarck. Both sessions are scheduled to begin at 9:00 a.m. and to be completed no later than 1:00 p.m.

There are no registration fees for the lender training, however pre-registration is required. A block of sleeping rooms are reserved at both hotels. If you have questions, contact Dave Flohr or Kim Becker at (800) 292-8621 or hfainfo@nd.gov.

Housing Needs Assessment Regional Forums Planned

StakeholderForumBISMARCK, ND – In conjunction with the release of the 2016 Statewide Housing Needs Assessment, North Dakota Housing Finance Agency is hosting regional stakeholder forums across the state to allow community leaders and members of the public to learn more about projected housing needs in their area.

An analysis of the state’s current and future housing needs, the Assessment is available online at www.ndhfa.org. It was conducted by the Center for Social Research and the Department of Agribusiness and Applied Economics at North Dakota State University.

The regional forums will feature a presentation by Assessment author Dr. Nancy Hodur as well as a discussion of housing needs and priorities specific to each region. Community leaders, business people, housing stakeholders and the general public are invited to provide their input at these meetings.

Regional Stakeholder Forums, all times are local:

  •  Tri-County Region I – Sept. 19 at 10 a.m., Williston Center for Development, Planning and Zoning Conference Room (2nd floor), 113 4th St East, Williston, ND.
  • Roosevelt-Custer Region VIII – Sept. 19 at 3 p.m., Dickinson Public Library, Community Room, 139 West 3rd St, Dickinson, ND.
  • Souris Basin Region II – Sept. 20 at 10 a.m., Minot Public Library, North Room, 516 2nd Ave SW, Minot, ND.
  • North Central Region III – Sept. 20 at 3 p.m., Lake Region State College, Chautauqua Room, 1801 College Dr N, Devils Lake, ND.
  • Red River Region IIII – Sept. 21 at 10 a.m., Grand Forks Herald, Community Room (Alley Entrance), 375 2nd Ave N, Grand Forks, ND.
  • Lake Agassiz Region V – Sept. 21 at 3 p.m., Fargo Public Library Community Room, 102 N 3rd St, Fargo, ND.
  • South Central Region VI – Sept. 22 at 10 a.m., Jamestown/Stutsman County Development Corp., 120 2nd St SE, Jamestown, ND.
  • Lewis & Clark Region VII – Sept. 22 at 3 p.m., State Capitol, Pioneer Room, 600 E Boulevard Ave, Bismarck, ND.

Assessment components include a statewide population and housing forecast, regional profiles and detailed tables broken down by various levels of geography including the state as a whole, the eight planning regions, 53 counties, 12 major cities and four Native American Indian Reservations. An additional study component that examines several special topics such as recent trends in housing costs and special populations will be released in September.

NDHFA is a self-supporting state agency dedicated to making housing affordable for all North Dakotans. The North Dakota Industrial Commission, consisting of Governor Jack Dalrymple as chairman, Attorney General Wayne Stenehjem and Agriculture Commissioner Doug Goehring, oversees the agency.

NDSU’s Center for Social Research is an applied social science research unit dedicated to providing a venue through which a wide variety of research activities are facilitated. Hodur is the Center’s director and has over 25 years of professional experience in applied research, public policy and outreach education.