Tag Archives: housing conference

Housing Policy and Professional Development Are Event Focus

BISMARCK, ND – Housing North Dakota will bring housing-industry representatives and community leaders together for policy discussions and professional development.

Hosted annually by North Dakota Housing Finance Agency, the Statewide Housing Conference is April 25-26, 2018, at the Ramkota Hotel in Bismarck, ND.

“To adequately and successfully address North Dakota’s housing needs, it’s essential to have an understanding of current policies and available resources,” said Jolene Kline, NDHFA executive director. “Conference attendees hear from recognized experts, develop new skills, learn about available resources and make real face-to-face connections.”

April 25th presentations focus on housing policy including Gov. Doug Burgum discussing housing’s role within the Main Street Initiative and an Economic Forecast from Elliot Eisenberg, Ph.D., a nationally acclaimed economist. Other presentations are Livable Communities, attracting and retaining investment, people and opportunity; Opportunity360, a comprehensive approach to understanding and addressing community challenges; and Housing and Health, a discussion of why housing should be a care consideration followed by best practices.

Concurrent sessions on April 26th offer professional development opportunities for lending and real estate professionals, multifamily developers, and property owners and managers.

NDHFA will present its Champion of Affordable Housing Awards on the second day of the event as well. The awards recognize and honor exceptional affordable housing contributions made in North Dakota.

Continuing education applications have been submitted to the ND Real Estate Commission, ND Real Estate Appraiser Qualifications and Ethics Board, and the ND Board of Social Work Examiners. Credit will be offered upon the approval of the program by these licensing organizations. Conference attendance can also be submitted for the National Development Council’s Housing Development Finance Professional and the National Association of Homebuilders’ Housing Credit Certified Professional recertifications.

Register online at www.ndhfa.org by Apr. 13, 2018, to receive the lowest rates. The fee for both the Policy Day and Training Day is $160; Policy Day or Training Day is $85; and the Champion Awards Lunch only is $17.50.

A self-supporting state agency, NDHFA finances the creation and rehabilitation of affordable housing in North Dakota. The Industrial Commission of North Dakota, consisting of Governor Doug Burgum, as chairman, Attorney General Wayne Stenehjem and Agriculture Commissioner Doug Goehring, oversees the agency.

From the Director, March 2016

Jolene Kline, NDHFA executive director

Jolene Kline, NDHFA executive director

The Statewide Housing Conference wrapped up in February and something that I took away is that our fate really is in our own hands in North Dakota right now and we have to make some decisions about how we are going to move housing forward today and well into the future.

Dr. Nancy Hodur’s presentation on the characteristics of workers in the oil industry and those workers’ intentions had a familiar, but difficult, message for us – housing costs and price risks are big factors holding people back from making North Dakota their home. She reported that while 81 percent of the state’s non-resident workers said they have no intention of becoming permanent residents, it was affordable housing options that are an obstacle to the other 19 percent who want to live here full time. While oil patch workers are generally outside our target market because of their higher incomes, the point of housing cost burden is even more dramatic when we think about the non-oil workers and other citizens it takes to make a community.

But cost burden isn’t limited to oil towns – we see it across North Dakota in cities of every size. More than 61,000 low-income households in North Dakota were cost burdened in 2014 with 26 percent of those spending more than half of their income on housing, according to a report from Enterprise Community Partners that was shared at the conference. When people are spending an inordinate amount of money on shelter costs, it has been shown that that burden has much deeper social and economic impacts including food insecurity, a lack of retirement savings, poorer health and poor academic performance by children. Affordable housing frees up income for other critical needs and helps to take the pressure off community resources like hospital emergency rooms.

Affordable housing is also good for the community financially. Thanks to programs like the Housing Incentive Fund and Low Income Housing Tax Credits, millions of dollars have been invested in affordable apartment units which has been shown to contribute to further economic activity, increase tax revenue and create and sustain jobs. For every 100 LIHTC units that are built, $7.9 million in local income is generated in the first year and $2.4 million annually after that; 122 local jobs are created the first year and 30 more annually; and $827,000 in taxes are paid the first year with another $441,000 annually. That has a big, positive impact on our cities.

With the downturn in oil, it is a common myth that all the jobs we saw just a few years ago have gone away. That isn’t true at all and, in fact, there are thousands of unfilled jobs in North Dakota. The healthcare industry is one that is and will continue to face critical shortages. It has been reported that there are more than 1,600 jobs in that field open today.

We learned very quickly during the oil boom that to help fill jobs and continue to make economic progress, we have to have imports from outside our borders. At the Housing Conference last year, demographer Ken Gronbach stressed the importance of attracting workers to North Dakota because we don’t have enough native population to do it. While the state is becoming younger and we are seeing birth rates rise, we still need new residents.

That is a challenge though, considering information from Federal Reserve Bank of Minneapolis economist Sam Schulhofer-Wohl who discussed at this year’s conference why interstate migration has been on a steady decline for the last several decades. He said that it isn’t because people can’t move, but because of the diversification of economies and better information availability. Labor markets all over the United States are becoming more similar and finding out what it’s like to live in a place is easier now than ever before. But North Dakota has broken the trend and has seen a boost in net migration because workers had to come here for oil jobs. A lot of other positions were created at the same time which requires more labor. People will continue to go where the jobs are and the lesson for North Dakota is that we need to provide affordable housing options to attract and keep our workforce.

We also need affordable housing to help our most vulnerable populations like seniors, people with disabilities and low-income families. Communities in the oil patch saw what happens when housing becomes too expensive for seniors – they move away – and that depletes the town of valuable assets both economically and socially.

We are at a point in some places in North Dakota where housing has caught up, but we also have cities that continue to have unmet needs – and we have a lot of places where rehab is needed. USDA Rural Development, HUD Section 8 and Public Housing and LIHTC properties are aging and in a lot of cases need work done to remain viable. If we allow them to drop out of the affordable housing stock, it will have big consequences for the people who currently live in those projects and our communities in general.

While the pace may have slowed some, there is still an underlying sense of optimism in the state that growth will continue. Affordable housing needs to be there to help make it possible. The next few years will be critical in determining how we capitalize on the opportunities we have in front of us and what we want for our communities. I hope you will help us make affordable housing a part of the discussion.

Housing Finance Agency to Host 25th Statewide Conference

Event Offers Affordable Housing Education and Networking Opportunities

Facebook2BISMARCK, ND – North Dakota Housing Finance Agency will host the 25th Statewide Housing Conference on Feb. 16-17, 2016, at the Ramkota Hotel in Bismarck, ND.

The conference offers both opportunities to network and to learn about resources available to address local affordable housing needs. The theme of the event is “Forward Together” with sessions focusing on challenges and opportunities that local communities and the state are facing today and will face into the future.

“Many North Dakota communities still have low unemployment and are continuing to experience growth. Therefore, in addition to exploring current housing topics, we’ll discuss the impact of affordable housing, workforce needs, interstate migration and housing preservation,” said Jolene Kline, NDHFA executive director.

Keynote speakers include Kevin Brown, whose unconventional path to business and personal success taught him that winning requires anything but conventional thinking. Sam Schulhofer-Wohl of Federal Reserve Bank of Minneapolis will discuss the decline in interstate migration. North Dakota State University’s Nancy Hodur will present a Workforce Characteristics Study and Mark Shelburne of Novogradac & Company LLP will address the U.S. Supreme Court’s disparate impact ruling and HUD’s affirmatively furthering Fair Housing regulations.

Breakout session topics include understanding credit scores, selling in a purchase market, working with self-employed borrowers, renovating multifamily housing, what lenders look for when financing affordable housing followed by an overview of available resources, ending veteran homelessness, documenting resident violations, and managing reasonable accommodations including assistive animals.

Registration materials are available online at www.ndhfa.org. The registration fee on or before Feb. 5 is $150. North Dakota’s Real Estate Commission and Board of Social Work Examiners applications for continuing education credit for conference attendance have been submitted. NDHFA will offer credit upon approval of the program by the accrediting bodies. For more information, contact NDHFA at (800) 292-8621 or hfainfo@nd.gov.

A self-supporting state agency, NDHFA finances the creation and rehabilitation of affordable housing in North Dakota. The Industrial Commission of North Dakota, consisting of Gov. Jack Dalrymple, as chairman, Attorney General Wayne Stenehjem and Agriculture Commissioner Doug Goehring, oversees the agency.

Housing Finance Agency Hosts Conference

BISMARCK, ND – The North Dakota Housing Finance Agency (NDHFA) will host the 22nd Annual Statewide Housing Conference, “Building a Solid Foundation,” on Feb. 6-7, 2013, at the Ramkota Hotel in Bismarck, ND.

“The conference is a great opportunity for leaders in the housing and community development field to come together and discuss ways we can address our state’s housing challenges,” said Mike Anderson, NDHFA executive director.

The conference will begin on Wednesday morning with a breakfast with legislative leaders. Keynote Speaker Steve Gilliland will take attendees on an eye-opening journey to uncover their hidden abilities, unleash energy and accomplish goals. During Wednesday’s lunch, Dr. Richard Rathge will provide an overview of the Statewide Housing Needs Assessment findings. The second day of the event begins with Dr. Sean Snaith presenting on the impact of energy development on North Dakota’s economic future and the role the state’s economy plays within the region and nation.

The conference’s concurrent session topics include: homeownership program updates, inspection standards training, a discussion of residential lending/real estate challenges, a mortgage forecast, tax credit training, understanding fair housing law, and legal issues for property owners and managers.

At Thursday’s luncheon, NDHFA will present its Champion of Affordable Housing awards, honoring individuals and organizations who have made exceptional contributions to affordable housing in North Dakota. Lenders participating in the Agency’s homeownership programs will also be recognized.

North Dakota Real Estate Commission and Board of Social Work Examiners continuing education program applications have been submitted. Credits will be offered upon approval of the program by the accrediting bodies.

The conference registration fee is $150, if postmarked by Jan 30. One-day only registration is $80. For more information about the event, contact NDHFA at 701/328-8080, 800/292-8621 or info@ndhfa.org. Conference registration materials are available online at www.ndhfa.org.

The Industrial Commission of North Dakota, consisting of Gov. Jack Dalrymple, as chairman, Attorney General Wayne Stenehjem and Agriculture Commissioner Doug Goehring, oversees the NDHFA.